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Christmas at Fezziwig's Warehouse - Charles Dickens
The Fir-Tree - Hans Christian Andersen
The Christmas Masquerade - Mary E. Wilkins Freeman
The Shepherds and the Angels - Adapted from the Bills
The Telltale Tile - Olive Thorne Miller
Little Girl's Christmas - By Winnifred E. Linco
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Illinois:The Lottery’s Next Big Loser

I saw a headline indicating that Illinois was about to get out of the lottery business.The state’s plan is to turn over the running of the lottery for the next 75 years to private investors in exchange for a huge sum up front — perhaps $10 billion. Indiana is considering following suit. The states seem to think they can do more with the money if they get a big balance all at once, albeit less money than the lottery would earn them over time. I understand that line of thinking.

Illinois wants what virtually every lottery winner wants: the money up front. Although now some lottery winners can take a large lump sum right away (of course, much less than the supposed value of the winning ticket), for years they were paid their jackpots in annuities over 20 or 25 years. There’s a major difference between getting a million dollars right away and getting 20 annual checks for $100,000 or so. Yes, both amounts are considered fair, but the lump sum is much preferable: you don’t have to wait to buy your mansion, or (more prudently) you can invest it, earn interest on it, and be protected against inflation.

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Arnold Schwarzenegger to Lease State Lottery

Analysts from Wall Street testifying at a State Senate hearing in California on Wednesday said that leasing the California State Lottery could raise enough money to help finance health care reform, but only if lawmakers loosen rules enacted to prevent runaway gambling.

Governor Arnold Schwarzenegger announced proposals last week to generate two billion dollars a year to help pay for universal health insurance by leasing the state's lottery. Many experts feel that one way to make the lottery more attractive to bidders is to allow it to undergo a technological transformation that would include the use of equipment such as video lottery terminals resembling slot machines.

'The less constraints, the higher the value,” said Steve Juarez of JPMorgan Chase.

Juarez and other experts at the informational hearing stated that rolling back restraints in the 23-year-old initiative that authorised the lottery would entice more players and boost the current three billion dollars in annual sales and also the long-term value of the games.

However, Fred Jones, an attorney for Californians Against Gambling Expansion, said any such change would be ‘more like going from bows and arrows to fully automatic weapons’ aimed at the poor. The lottery, he said, is part of the gambling industry that mimics a regressive tax that disproportionately hurts low-income people.

'This is very much a political matter and a very important public policy transaction,' said Kathleen Brown, the former State Treasurer and current Head of West Coast Operations for Wall Street investment firm Goldman Sachs.

$13 Million Lotto Winner Shares Journey To Jackpot

An Orlando man who just knew he'd win the lottery one day finally did last Saturday.

He'd already won $100,000 twice and another $50,000 along the way, but this time it was more.

Jose Salmon was so sure that he'd hit it big one day, that since 1998, he was spending $600 a day on lottery tickets.